Why is healthcare tied to employment in the US?
Healthcare in the US is often tied to employment due to a historical model that originated during World War II, when employers used health benefits to attract workers during wage and price controls. This employer-based insurance model became further ingrained in the American system through substantial tax subsidies. As a result, most Americans today receive their health insurance through their employers. However, this link between employment and healthcare often leaves unemployed individuals and those with part-time jobs without coverage. This system also creates challenges for those who want to switch jobs or start their own businesses but fear losing health benefits.
Which is the best health insurance company in the US?
After careful consideration and extensive research, the best health insurance company in the US seems to be UnitedHealthcare. This conclusion is based on their comprehensive coverage options, excellent customer service, and nationwide availability. They also offer a variety of plans to suit different needs and budgets, making them a very accessible choice. However, it's essential to remember that 'best' can be subjective, depending on individual needs and circumstances. So, it's always a good idea to shop around and compare before making a final decision.